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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Accidental death covers death from

A) self-inflicted wounds.
B) terminal illness.
C) infections.
D) drowning.

2. Upon surrender of a whole life insurance policy, which has been in force for AT LEAST 3 full years, and within 60 days after the date the premium payment is due and unpaid, the insurer will

A) reimburse all paid premiums.
B) pay a cash surrender value.
C) refund premium.
D) extend the grace period.

3. A license is NOT required when you are

A) soliciting insurance.
B) negotiating insurance.
C) selling insurance.
D) providing referrals.

4. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) joint
B) family term
C) whole
D) dual capacity

5. The Oklahoma Insurance Commissioner is REQUIRED to examine domestic insurers' financial condition at LEAST every

A) 4 years.
B) 5 years.
C) 6 years.
D) 2 years.

Solutions: